.smt-terms-page,
.smt-terms-page * { box-sizing: border-box; }

.smt-terms-page {
  --smt-teal: #007a82;
  --smt-teal-hover: #00656c;
  --smt-dark: #17282c;
  --smt-copy: #526167;
  --smt-muted: #f3f8f8;
  --smt-border: #dce9e9;
  width: 100%;
  max-width: 1440px;
  margin: 0 auto;
  padding: 32px 32px 76px;
  color: var(--smt-dark);
  font-family: Arial, sans-serif;
}

.smt-terms-page h2,
.smt-terms-page h3,
.smt-terms-page p { text-align: left; }

.smt-terms-page p,
.smt-terms-page li,
.smt-terms-page address {
  color: var(--smt-copy);
  font-size: 16px;
  line-height: 1.75;
}

.smt-terms-page a { color: var(--smt-teal) !important; }

.smt-terms-hero {
  max-width: 940px;
  padding: 32px 0 52px;
}

.smt-terms-eyebrow {
  margin: 0 0 12px;
  color: var(--smt-teal) !important;
  font-size: 13px !important;
  font-weight: 700;
  letter-spacing: 2px;
}

.smt-terms-hero h2 {
  margin: 0;
  color: var(--smt-dark);
  font-size: 46px;
  font-weight: 700;
  line-height: 1.15;
  letter-spacing: -.7px;
}

.smt-terms-lead {
  max-width: 850px;
  margin: 20px 0 0;
  font-size: 18px !important;
}

.smt-terms-updated {
  margin: 18px 0 0;
  color: #718086 !important;
  font-size: 13px !important;
}

.smt-terms-summary {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 16px;
  margin-bottom: 64px;
}

.smt-terms-summary article {
  padding: 28px;
  border: 1px solid var(--smt-border);
  border-radius: 7px;
  background: var(--smt-muted);
}

.smt-terms-summary article > span {
  display: block;
  margin-bottom: 28px;
  color: var(--smt-teal);
  font-size: 13px;
  font-weight: 700;
}

.smt-terms-summary h3 {
  margin: 0 0 10px;
  color: var(--smt-dark);
  font-size: 19px;
  line-height: 1.35;
}

.smt-terms-summary p { margin: 0; font-size: 14px; }

.smt-terms-layout {
  display: grid;
  grid-template-columns: 270px minmax(0, 1fr);
  align-items: start;
  gap: 58px;
  overflow: visible;
}

.smt-terms-toc {
  position: -webkit-sticky;
  position: sticky;
  top: 110px;
  align-self: start;
  max-height: calc(100vh - 140px);
  overflow-y: auto;
  overscroll-behavior: contain;
  padding: 24px;
  border: 1px solid var(--smt-border);
  border-top: 4px solid var(--smt-teal);
  border-radius: 7px;
  background: #fff;
  scrollbar-width: thin;
  scrollbar-color: var(--smt-border) transparent;
}

.smt-terms-toc::-webkit-scrollbar { width: 5px; }
.smt-terms-toc::-webkit-scrollbar-track { background: transparent; }
.smt-terms-toc::-webkit-scrollbar-thumb { border-radius: 10px; background: var(--smt-border); }

.ly_article_1 .article_content_box,
.ly_article_1 .article_content,
.ly_article_1 .editor_txt {
  overflow: visible !important;
}

.smt-terms-toc > p {
  margin: 0 0 14px;
  color: var(--smt-teal);
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 1.5px;
}

.smt-terms-toc nav { display: flex; flex-direction: column; }

.smt-terms-toc a {
  padding: 8px 0;
  border-bottom: 1px solid #edf2f2;
  color: var(--smt-copy) !important;
  font-size: 13px;
  line-height: 1.4;
  text-decoration: none !important;
  transition: color .2s ease, transform .2s ease;
}

.smt-terms-toc a:last-child { border-bottom: 0; }
.smt-terms-toc a:hover { color: var(--smt-teal) !important; transform: translateX(3px); }

.smt-terms-content { min-width: 0; max-width: 920px; }

.smt-terms-content section {
  scroll-margin-top: 105px;
  padding: 0 0 44px;
}

.smt-terms-content section + section {
  padding-top: 42px;
  border-top: 1px solid var(--smt-border);
}

.smt-terms-content h2 {
  margin: 0 0 20px;
  color: var(--smt-dark);
  font-size: 28px;
  font-weight: 700;
  line-height: 1.3;
}

.smt-terms-content p { margin: 0 0 14px; }
.smt-terms-content ul { margin: 12px 0 16px; padding-left: 23px; }
.smt-terms-content li + li { margin-top: 7px; }
.smt-terms-content strong { color: var(--smt-dark); }

.smt-terms-address,
.smt-terms-contact {
  margin-top: 20px;
  padding: 22px 24px;
  border-left: 3px solid var(--smt-teal);
  background: var(--smt-muted);
}

.smt-terms-address address,
.smt-terms-contact address { margin-top: 6px; font-style: normal; }
.smt-terms-contact p { margin: 0 0 5px; }

@media (max-width: 980px) {
  .smt-terms-layout { grid-template-columns: 1fr; gap: 42px; }
  .smt-terms-toc {
    position: static;
    max-height: none;
    overflow-y: visible;
  }
  .smt-terms-toc nav {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 0 24px;
  }
  .smt-terms-content { max-width: none; }
}

@media (max-width: 800px) {
  .smt-terms-page { padding: 20px 16px 52px; }
  .smt-terms-hero { padding: 20px 0 40px; }
  .smt-terms-hero h2 { font-size: 34px; }
  .smt-terms-lead { font-size: 16px !important; }
  .smt-terms-summary { grid-template-columns: 1fr; margin-bottom: 46px; }
  .smt-terms-summary article { padding: 28px; }
  .smt-terms-summary article > span { margin-bottom: 20px; }
  .smt-terms-toc nav { grid-template-columns: 1fr; }
  .smt-terms-content h2 { font-size: 24px; }
  .smt-terms-content section { padding-bottom: 40px; }
  .smt-terms-content section + section { padding-top: 38px; }
}