body{margin:0;background:#f6f8fb;color:#1d2b3a;font-family:Arial,Helvetica,sans-serif;line-height:1.68;font-size:16px;}
    .article-wrap{max-width:1120px;margin:0 auto;background:#fff;padding:28px;box-sizing:border-box;}
    .hero{border:1px solid #dfe8f1;border-radius:16px;padding:30px;background:linear-gradient(135deg,#eef7ff 0%,#ffffff 55%,#f4fbf8 100%);}
    .eyebrow{font-weight:700;color:#0b6aa8;text-transform:uppercase;letter-spacing:.08em;font-size:13px;margin:0 0 8px;}
    h1{font-size:38px;line-height:1.18;margin:0 0 18px;color:#0b2540;}
    h2{font-size:28px;line-height:1.25;margin:42px 0 14px;color:#0b2540;border-top:1px solid #e8eef5;padding-top:24px;}
    h3{font-size:21px;line-height:1.3;margin:28px 0 10px;color:#123e63;}
    p{margin:0 0 16px;}
    a{color:#075c9c;text-decoration:none;border-bottom:1px solid rgba(7,92,156,.28);}
    a:hover{border-bottom-color:#075c9c;}
    .lead{font-size:18px;color:#31475e;max-width:920px;}
    .toc{background:#f4f8fc;border:1px solid #dce8f3;border-radius:14px;padding:18px 22px;margin:26px 0;}
    .toc strong{display:block;margin-bottom:8px;color:#0b2540;}
    .toc ol{margin:0;padding-left:22px;}
    .toc li{margin:6px 0;}
    .note{border-left:4px solid #0b6aa8;background:#f2f8fc;padding:14px 16px;margin:20px 0;border-radius:0 12px 12px 0;}
    .cta-box{background:#0b2540;color:#fff;border-radius:16px;padding:24px;margin:28px 0;}
    .cta-box h2,.cta-box h3{color:#fff;border:0;padding-top:0;margin-top:0;}
    .cta-box p{color:#e9f2fb;}
    .cta-links{display:flex;flex-wrap:wrap;gap:10px;margin-top:14px;}
    .cta-links a{display:inline-block;background:#ffffff;color:#0b2540;border:0;border-radius:999px;padding:10px 14px;font-weight:700;}
    table{width:100%;border-collapse:collapse;margin:18px 0;background:#fff;}
    th,td{border:1px solid #dce6f0;padding:10px 12px;text-align:left;vertical-align:top;}
    th{background:#eef6fc;color:#0b2540;}
    .table-scroll{overflow-x:auto;margin:16px 0;}
    ul{margin:0 0 18px 22px;padding:0;}
    li{margin:7px 0;}
    .figure{margin:30px 0;border:1px solid #dce8f3;border-radius:16px;background:#fbfdff;padding:16px;}
    .figure svg{width:100%;height:auto;display:block;border-radius:12px;background:#ffffff;}
    .caption{font-size:14px;color:#4b6075;margin-top:10px;}
    .grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin:20px 0;}
    .card{border:1px solid #dfe8f1;border-radius:14px;padding:16px;background:#fbfdff;}
    .card h3{margin-top:0;}
    .faq-item{border-bottom:1px solid #e4edf5;padding:18px 0;}
    .faq-item h3{margin:0 0 8px;}
    .small{font-size:14px;color:#58708a;}
    @media(max-width:760px){.article-wrap{padding:18px}.hero{padding:22px}h1{font-size:30px}h2{font-size:24px}.grid{grid-template-columns:1fr}.cta-links{display:block}.cta-links a{margin:5px 4px 5px 0}.table-scroll{border:1px solid #dce6f0}}