.tps-article-wrap, .tps-article-wrap * { box-sizing: border-box; }
  .tps-article-wrap {
    font-family: Arial, Helvetica, sans-serif;
    color: #172033;
    line-height: 1.65;
    font-size: 16px;
    max-width: 1120px;
    margin: 0 auto;
    padding: 10px 0 32px;
  }
  .tps-article-wrap a { color: #0055a5; text-decoration: none; font-weight: 600; }
  .tps-article-wrap a:hover { text-decoration: underline; }
  .tps-article-wrap p { margin: 0 0 16px; }
  .tps-article-wrap h2 {
    font-size: 30px;
    line-height: 1.25;
    margin: 42px 0 16px;
    color: #0b2f5b;
  }
  .tps-article-wrap h3 {
    font-size: 22px;
    line-height: 1.35;
    margin: 28px 0 10px;
    color: #103f78;
  }
  .tps-lead {
    background: #f4f8fd;
    border-left: 5px solid #0055a5;
    padding: 22px 24px;
    border-radius: 12px;
    margin: 0 0 24px;
  }
  .tps-cta-row { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 18px; }
  .tps-button {
    display: inline-block;
    background: #0055a5;
    color: #fff !important;
    padding: 12px 18px;
    border-radius: 8px;
    font-weight: 700;
  }
  .tps-button.alt { background: #17324d; }
  .tps-toc {
    border: 1px solid #d7e3f2;
    background: #ffffff;
    border-radius: 12px;
    padding: 20px 24px;
    margin: 26px 0 34px;
  }
  .tps-toc strong { display: block; color: #0b2f5b; font-size: 20px; margin-bottom: 10px; }
  .tps-toc ul { margin: 0; padding-left: 20px; }
  .tps-toc li { margin: 7px 0; }
  .tps-grid { display: grid; grid-template-columns: 1fr; gap: 18px; margin: 22px 0; }
  @media (min-width: 860px) { .tps-grid.two { grid-template-columns: 1fr 1fr; } .tps-grid.three { grid-template-columns: repeat(3, 1fr); } }
  .tps-card {
    border: 1px solid #d8e5f4;
    background: #fff;
    border-radius: 12px;
    padding: 20px;
  }
  .tps-card strong { color: #0b2f5b; }
  .tps-table-wrap { overflow-x: auto; margin: 22px 0; border-radius: 12px; border: 1px solid #d8e5f4; }
  .tps-table { width: 100%; border-collapse: collapse; min-width: 760px; background: #fff; }
  .tps-table th { background: #0b4f93; color: #fff; text-align: left; padding: 12px; }
  .tps-table td { border-top: 1px solid #d8e5f4; padding: 12px; vertical-align: top; }
  .tps-note {
    background: #fff8eb;
    border: 1px solid #f4d5a3;
    border-radius: 12px;
    padding: 18px 20px;
    margin: 24px 0;
  }
  .tps-svg-figure {
    margin: 30px 0;
    padding: 18px;
    border: 1px solid #d8e5f4;
    border-radius: 14px;
    background: #f9fbfe;
  }
  .tps-svg-figure svg { width: 100%; height: auto; display: block; }
  .tps-svg-figure figcaption { font-size: 14px; color: #4a5d73; margin-top: 10px; }
  .tps-checklist { padding-left: 22px; margin: 10px 0 18px; }
  .tps-checklist li { margin: 7px 0; }
  .tps-final-cta {
    background: #0b2f5b;
    color: #fff;
    border-radius: 16px;
    padding: 28px;
    margin: 42px 0 30px;
  }
  .tps-final-cta h2 { color: #fff; margin-top: 0; }
  .tps-final-cta p { color: #eef5ff; }
  .tps-final-cta a { color: #ffffff; text-decoration: underline; }
  .tps-faq-item { border-top: 1px solid #d8e5f4; padding-top: 16px; }