:root{--ink:#10263a;--soft:#557083;--muted:#718899;--bg:#f6fafb;--card:#fff;--line:#d7e5e9;--blue:#126ca8;--blue2:#0d4d78;--teal:#12806f;--coral:#d95f43;--shadow:0 18px 48px rgba(16,38,58,.1);--r:10px;--max:1180px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,Arial,sans-serif;color:var(--ink);background:linear-gradient(180deg,#fbfdfe,#f2f8fa);line-height:1.65}img{max-width:100%;display:block;height:auto}a{text-decoration:none;color:inherit}.container{width:min(var(--max),calc(100% - 32px));margin:auto}.section{padding:72px 0}.eyebrow{display:inline-flex;gap:10px;align-items:center;margin:0 0 14px;color:var(--blue2);font-size:12px;font-weight:800;letter-spacing:.08em;text-transform:uppercase}.eyebrow:before{content:"";width:28px;height:2px;background:var(--coral)}h1,h2,h3{letter-spacing:0;line-height:1.08}h1{font-size:clamp(38px,5.8vw,68px);margin:0}h2{font-size:clamp(30px,4vw,48px);margin:0 0 16px}h3{font-size:21px;margin:0 0 10px}.lead,.intro{font-size:18px;color:var(--soft);max-width:860px}.btn-row{display:flex;flex-wrap:wrap;gap:12px;margin-top:28px}.btn{display:inline-flex;align-items:center;justify-content:center;min-height:50px;padding:0 20px;border-radius:var(--r);font-weight:800;border:1px solid transparent}.btn-primary{background:var(--coral);color:#fff;box-shadow:0 16px 34px rgba(217,95,67,.24)}.btn-secondary{background:#fff;color:var(--blue2);border-color:#abc6cf}.topbar{position:sticky;top:0;z-index:50;background:rgba(251,253,254,.92);backdrop-filter:blur(16px);border-bottom:1px solid rgba(171,198,207,.65)}.topbar-inner{min-height:72px;display:flex;align-items:center;justify-content:space-between;gap:18px}.brand{display:flex;align-items:center;gap:12px;font-weight:850}.brand-mark{width:38px;height:38px;border-radius:var(--r);background:linear-gradient(135deg,var(--blue),var(--teal),#c7a03d)}.top-links{display:flex;gap:22px;color:var(--soft);font-size:14px;font-weight:700}.breadcrumbs{padding:18px 0 0;color:var(--muted);font-size:14px}.breadcrumbs a{color:var(--blue2);font-weight:700}.hero{padding:34px 0 68px;border-bottom:1px solid var(--line)}.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:34px;align-items:center}.hero-title span{color:var(--blue2)}.hero-sub{font-size:clamp(18px,2vw,21px);color:var(--soft);margin:22px 0 0}.chips{display:flex;flex-wrap:wrap;gap:10px;padding:0;margin:24px 0 0;list-style:none}.chip,.chips li{padding:7px 11px;border:1px solid var(--line);border-radius:var(--r);background:#fff;color:var(--blue2);font-size:13px;font-weight:800}.hero-proof{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;margin-top:32px}.proof{background:rgba(255,255,255,.75);border-left:3px solid var(--teal);padding:14px}.proof strong{display:block;font-size:19px}.proof span{font-size:13px;color:var(--muted);line-height:1.35}.visual{padding:18px;border:1px solid var(--line);border-radius:var(--r);background:linear-gradient(180deg,#fff,#ebf6f7);box-shadow:var(--shadow)}.visual img{width:100%;aspect-ratio:1/1.05;object-fit:contain;background:#edf7f8;border-radius:var(--r)}.grid-2,.grid-3,.grid-4{display:grid;gap:18px}.grid-2{grid-template-columns:repeat(2,1fr)}.grid-3{grid-template-columns:repeat(3,1fr)}.grid-4{grid-template-columns:repeat(4,1fr)}.card{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:22px;box-shadow:0 12px 34px rgba(16,38,58,.07)}.card p{color:var(--soft);margin:0}.icon{width:42px;height:42px;margin-bottom:16px;display:grid;place-items:center;border-radius:var(--r);background:#edf7f8;color:var(--blue2);font-weight:900}.band{background:rgba(237,247,248,.68);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.answer{background:#fff;border:1px solid #ccdfe4;border-radius:var(--r);padding:20px;box-shadow:0 14px 30px rgba(16,38,58,.07)}.table-wrap{margin-top:24px;overflow:auto;border:1px solid var(--line);border-radius:var(--r);background:#fff;box-shadow:0 14px 34px rgba(16,38,58,.07)}table{width:100%;min-width:760px;border-collapse:collapse}th,td{padding:16px 18px;text-align:left;vertical-align:top;border-bottom:1px solid #e8f0f2}th{background:#edf7f8;color:var(--blue2);font-size:13px;text-transform:uppercase;letter-spacing:.06em}td{color:var(--soft)}details{background:#fff;border:1px solid var(--line);border-radius:var(--r);box-shadow:0 10px 28px rgba(16,38,58,.06);overflow:hidden}summary{cursor:pointer;list-style:none;padding:20px 56px 20px 20px;font-size:18px;font-weight:850;position:relative}summary::-webkit-details-marker{display:none}summary:after{content:"+";position:absolute;right:18px;top:50%;transform:translateY(-50%);width:28px;height:28px;display:grid;place-items:center;background:var(--blue2);color:#fff;border-radius:var(--r)}details[open] summary:after{content:"-"}details div{padding:0 20px 20px;color:var(--soft)}.faq-list{display:grid;gap:12px;margin-top:28px}.cta{display:grid;grid-template-columns:1.2fr .8fr;gap:24px;align-items:center;padding:32px;border-radius:var(--r);color:#fff;background:linear-gradient(135deg,#10263a,#0d4d78,#12806f);box-shadow:var(--shadow)}.cta p{color:rgba(255,255,255,.86)}.contact{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-top:18px}.contact a{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:18px;box-shadow:0 10px 26px rgba(16,38,58,.06)}.contact strong{display:block}.contact span{color:var(--muted);font-size:14px;overflow-wrap:anywhere}.footer{padding:34px 0 54px;color:var(--muted);font-size:14px}.footer-inner{border-top:1px solid var(--line);padding-top:24px}
@media(max-width:1100px){.hero-grid,.cta{grid-template-columns:1fr}.hero-proof,.grid-4{grid-template-columns:repeat(2,1fr)}.grid-3{grid-template-columns:1fr}}
@media(max-width:760px){.container{width:calc(100% - 24px)}.section{padding:54px 0}.top-links{display:none}.topbar .btn{min-height:42px;padding:0 12px;font-size:13px}.hero{padding:24px 0 48px}.hero-proof,.grid-2,.grid-4,.contact{grid-template-columns:1fr}.btn-row{flex-direction:column}.btn{width:100%;white-space:normal}.cta{padding:24px}}