:root{
      --bg:#f6faff;
      --panel:#ffffff;
      --card:#ffffff;
      --ink:#0f172a;
      --muted:#475569;
      --line:#e2e8f0;

      --brand:#2563eb;
      --brand2:#60a5fa;

      --shadow: 0 14px 40px rgba(2,6,23,.10);
      --radius: 18px;
      --radius2: 22px;
      --max: 1120px;
    }
    *{box-sizing:border-box}
    html,body{margin:0;padding:0}
    body{
      font-family:Inter,system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;
      color:var(--ink);
      background:
        radial-gradient(1000px 500px at 15% 0%, rgba(37,99,235,.14), transparent 55%),
        radial-gradient(800px 420px at 85% 10%, rgba(96,165,250,.16), transparent 52%),
        linear-gradient(180deg, #ffffff, var(--bg) 30%, #ffffff 100%);
    }
    a{color:var(--brand);text-decoration:none}
    a:hover{text-decoration:underline}
    .container{width:min(var(--max), calc(100% - 40px)); margin:0 auto}
    .topbar{
      position:sticky; top:0; z-index:50;
      background:rgba(255,255,255,.78);
      backdrop-filter: blur(10px);
      border-bottom:1px solid rgba(226,232,240,.7);
    }
    .topbar-inner{
      display:flex; align-items:center; justify-content:space-between;
      gap:14px; padding:12px 0;
    }
    .brand{
      display:flex; align-items:center; gap:10px;
      font-weight:800; letter-spacing:.2px;
    }
    .logo{
      width:34px;height:34px;border-radius:12px;
      background:linear-gradient(135deg, var(--brand), var(--brand2));
      box-shadow:0 10px 22px rgba(37,99,235,.22);
    }
    .nav{display:flex; gap:16px; align-items:center; flex-wrap:wrap; justify-content:flex-end}
    .nav a{font-weight:600; color:var(--muted)}
    .nav a:hover{color:var(--ink)}
    .btn{
      display:inline-flex; align-items:center; justify-content:center;
      gap:10px;
      border:1px solid rgba(37,99,235,.22);
      background:linear-gradient(135deg, rgba(37,99,235,.10), rgba(96,165,250,.10));
      color:var(--ink);
      border-radius:999px;
      padding:10px 14px;
      font-weight:700;
      box-shadow:0 10px 24px rgba(2,6,23,.06);
      white-space:nowrap;
    }
    .btn.primary{
      background:linear-gradient(135deg, var(--brand), var(--brand2));
      color:#fff;
      border-color:transparent;
    }

    .hero{padding:34px 0 18px}
    .hero-grid{
      display:grid;
      grid-template-columns: 1.15fr .85fr;
      gap:18px;
      align-items:stretch;
    }
    .hero-card{
      background:rgba(255,255,255,.85);
      border:1px solid rgba(226,232,240,.75);
      border-radius:var(--radius2);
      box-shadow:var(--shadow);
      padding:22px;
      overflow:hidden;
    }
    .kicker{
      display:inline-flex; align-items:center; gap:8px;
      font-weight:800; font-size:12px;
      color:#0b2a6a;
      background:rgba(37,99,235,.10);
      border:1px solid rgba(37,99,235,.18);
      border-radius:999px;
      padding:7px 10px;
    }
    h1{
      font-family:"Playfair Display", serif;
      font-size: clamp(28px, 3.3vw, 44px);
      line-height:1.08;
      margin:12px 0 10px;
      letter-spacing:-.2px;
    }
    .lead{
      font-size:16px;
      line-height:1.7;
      color:var(--muted);
      margin:0 0 14px;
    }
    .hero-actions{display:flex; gap:10px; flex-wrap:wrap; margin-top:10px}
    .meta{
      display:flex; gap:14px; flex-wrap:wrap;
      margin-top:14px;
      color:var(--muted);
      font-size:13px;
    }
    .meta b{color:var(--ink)}
    .hero-media{
      display:grid;
      grid-template-rows:auto 1fr;
      gap:12px;
    }
    .media-box{
      background:linear-gradient(180deg, rgba(37,99,235,.08), rgba(255,255,255,.75));
      border:1px solid rgba(37,99,235,.18);
      border-radius:var(--radius2);
      padding:14px;
      min-height: 260px;
      display:flex; flex-direction:column; justify-content:space-between;
      overflow:hidden;
    }
    .media-note{
      font-weight:800;
      color:#0b2a6a;
      font-size:13px;
      margin:0 0 8px;
    }
    .imgcard{
      border-radius:16px;
      background:rgba(255,255,255,.88);
      border:1px solid rgba(226,232,240,.92);
      padding:10px;
      box-shadow:0 12px 26px rgba(2,6,23,.06);
      margin-top:10px;
    }
    .imgcard img{
      width:100%;
      height:auto;
      display:block;
      border-radius:14px;
      border:1px solid rgba(226,232,240,.8);
      background:#fff;
    }
    .imgmeta{
      display:flex; justify-content:space-between; gap:10px; flex-wrap:wrap;
      margin-top:8px; color:var(--muted); font-size:12px; line-height:1.5;
    }
    .imgmeta b{color:var(--ink)}
    .mini-grid{display:grid; grid-template-columns: 1fr 1fr; gap:10px; margin-top:10px}

    .section{padding:22px 0}
    .section h2{
      font-size: clamp(20px, 2.2vw, 28px);
      margin:0 0 10px;
      letter-spacing:-.2px;
    }
    .section p{margin:0 0 12px; color:var(--muted); line-height:1.75}
    .grid{
      display:grid;
      grid-template-columns: repeat(12, 1fr);
      gap:14px;
    }
    .card{
      grid-column: span 12;
      background:rgba(255,255,255,.86);
      border:1px solid rgba(226,232,240,.8);
      border-radius:var(--radius2);
      box-shadow:var(--shadow);
      padding:18px;
    }
    .card h3{margin:0 0 8px; font-size:18px}
    .bullets{margin:0; padding-left:18px; color:var(--muted); line-height:1.75}
    .bullets li{margin:6px 0}
    .pillrow{display:flex; flex-wrap:wrap; gap:8px; margin-top:10px}
    .pill{
      font-size:12px; font-weight:800; color:#0b2a6a;
      background:rgba(37,99,235,.10);
      border:1px solid rgba(37,99,235,.18);
      border-radius:999px;
      padding:7px 10px;
    }
    .tablewrap{overflow:auto; border-radius:16px; border:1px solid rgba(226,232,240,.9); background:#fff}
    table{width:100%; border-collapse:collapse; min-width:760px}
    th,td{padding:12px 12px; border-bottom:1px solid rgba(226,232,240,.9); text-align:left; vertical-align:top}
    th{font-size:12px; color:#0b2a6a; background:rgba(37,99,235,.06); letter-spacing:.2px}
    td{color:var(--muted); font-size:14px}
    .note{
      background:rgba(96,165,250,.10);
      border:1px solid rgba(96,165,250,.22);
      border-radius:16px;
      padding:12px;
      color:#0b2a6a;
      font-weight:600;
      line-height:1.6;
    }
    .split{display:grid; grid-template-columns: 1fr 1fr; gap:14px;}
    .faq details{
      border:1px solid rgba(226,232,240,.9);
      border-radius:16px;
      padding:12px 14px;
      background:rgba(255,255,255,.9);
      margin:10px 0;
      box-shadow:0 10px 24px rgba(2,6,23,.05);
    }
    .faq summary{
      cursor:pointer;
      font-weight:800;
      color:var(--ink);
      list-style:none;
    }
    .faq summary::-webkit-details-marker{display:none}
    .faq .ans{margin-top:8px; color:var(--muted); line-height:1.75}
    .footer{
      padding:28px 0 70px;
      color:var(--muted);
      font-size:14px;
    }
    .sticky-cta{
      position:fixed; left:0; right:0; bottom:0;
      background:rgba(255,255,255,.86);
      border-top:1px solid rgba(226,232,240,.9);
      backdrop-filter: blur(10px);
      z-index:60;
    }
    .sticky-inner{
      width:min(var(--max), calc(100% - 40px));
      margin:0 auto;
      padding:10px 0;
      display:flex; align-items:center; justify-content:space-between;
      gap:12px; flex-wrap:wrap;
    }
    .sticky-inner .left{
      display:flex; gap:10px; align-items:center; flex-wrap:wrap;
      color:var(--muted); font-size:13px;
    }
    .badge{
      font-weight:900; font-size:12px;
      padding:6px 10px; border-radius:999px;
      background:rgba(37,99,235,.10);
      border:1px solid rgba(37,99,235,.18);
      color:#0b2a6a;
    }

    .cta-panel{
      display:flex;
      align-items:flex-start;
      justify-content:space-between;
      gap:14px;
      flex-wrap:wrap;
    }
    .cta-panel .text{
      min-width:260px;
      flex:1 1 420px;
    }
    .cta-panel .actions{
      display:flex;
      gap:10px;
      flex-wrap:wrap;
      align-items:center;
      justify-content:flex-end;
      flex:0 0 auto;
    }

    @media (max-width: 940px){
      .hero-grid{grid-template-columns:1fr}
      .mini-grid{grid-template-columns:1fr}
      .split{grid-template-columns:1fr}
      .cta-panel .actions{justify-content:flex-start}
      table{min-width:680px}
    }