:root{--navy:#10243f;--blue:#0f6eb8;--cyan:#38bcd8;--ice:#eef8fc;--soft:#f8fcff;--line:#d9eaf1;--text:#334155;--muted:#64748b;--green:#28b98f;--gold:#d7a84f}*{box-sizing:border-box}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--text);background:#fff;line-height:1.72}a{text-decoration:none;color:inherit}.wrap{max-width:1180px;margin:0 auto;padding:0 18px}.nav{position:sticky;top:0;z-index:20;background:#fff;border-bottom:1px solid var(--line)}.navin{max-width:1180px;margin:0 auto;padding:14px 18px;display:flex;align-items:center;justify-content:space-between;gap:20px}.logo{font-size:24px;font-weight:900;color:var(--navy);letter-spacing:-.5px}.logo span{color:var(--blue)}.menu{display:flex;gap:22px;align-items:center;font-weight:800;font-size:15px;color:#415166}.menu a{padding:9px 0;position:relative}.menu a:hover,.menu .active{color:var(--blue)}.menu .active:after{content:"";position:absolute;left:0;right:0;bottom:2px;height:2px;border-radius:99px;background:linear-gradient(90deg,var(--blue),var(--cyan))}.cta-small{background:linear-gradient(135deg,var(--blue),var(--cyan));color:#fff!important;padding:10px 16px!important;border-radius:999px;box-shadow:0 14px 30px rgba(15,110,184,.18)}.crumb{max-width:1180px;margin:22px auto 0;padding:0 18px;color:var(--muted);font-size:14px}.crumb a{color:var(--blue)}.hero{position:relative;overflow:hidden;margin-top:18px;background:radial-gradient(circle at 88% 12%,rgba(56,188,216,.22),transparent 34%),radial-gradient(circle at 10% 92%,rgba(15,110,184,.16),transparent 36%),linear-gradient(135deg,#f8fcff 0%,#eef8fc 46%,#fff 100%);border-bottom:1px solid var(--line)}.hero:before{content:"";position:absolute;inset:0;background-image:linear-gradient(120deg,rgba(16,36,63,.06) 1px,transparent 1px),linear-gradient(30deg,rgba(15,110,184,.05) 1px,transparent 1px);background-size:78px 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