* {
            margin: 0;
            padding: 0;
            box-sizing: border-box;
            font-family: 'Arial', sans-serif;
        }
        body {
            background-color: #f8f9fa;
            color: #333;
            line-height: 1.7;
        }
        .faq-container {
            max-width: 1100px;
            margin: 0 auto;
            padding: 50px 20px;
        }
        .faq-header {
            text-align: center;
            margin-bottom: 50px;
        }
        .faq-title {
            font-size: 36px;
            font-weight: 700;
            color: #0f4c81;
            margin-bottom: 12px;
        }
        .faq-subtitle {
            font-size: 17px;
            color: #666;
            max-width: 850px;
            margin: 0 auto;
        }
        .faq-item {
            background-color: #fff;
            border-radius: 8px;
            padding: 24px 28px;
            margin-bottom: 18px;
            box-shadow: 0 2px 10px rgba(0,0,0,0.04);
            transition: all 0.25s ease;
            border-left: 4px solid #125a96;
        }
        .faq-item:hover {
            transform: translateX(4px);
            box-shadow: 0 4px 12px rgba(0,0,0,0.08);
        }
        .faq-question {
            font-size: 16px;
            font-weight: 600;
            color: #0f4c81;
            margin-bottom: 10px;
        }
        .faq-answer {
            font-size: 15px;
            color: #444;
            line-height: 1.8;
        }
        .faq-top-note {
            background-color: #fff;
            padding: 25px 30px;
            border-radius: 8px;
            box-shadow: 0 2px 8px rgba(0,0,0,0.05);
            margin-bottom: 40px;
            text-align: center;
            font-size: 15px;
            color: #555;
        }
        @media (max-width: 768px) {
            .faq-title {
                font-size: 28px;
            }
            .faq-item {
                padding: 20px;
            }
            .faq-question {
                font-size: 15px;
            }
            .faq-answer {
                font-size: 14px;
            }
        }