:root {
      --lrx-main: #1D2088;
      --lrx-gray: #F3F4F6;
      --lrx-text: #374151;
      --lrx-ink: #111827;
      --lrx-muted: #6B7280;
      --lrx-border: #E5E7EB;
      --lrx-surface: #FFFFFF;
      --lrx-answer: #F9FAFB;
    }

    * { box-sizing: border-box; }

    body {
      margin: 0;
      background: var(--lrx-gray);
      color: var(--lrx-text);
      font-family: Arial, Helvetica, sans-serif;
      line-height: 1.6;
    }

    .faq-shell {
      width: min(100% - 32px, 960px);
      margin: 0 auto;
      padding: 64px 0 72px;
    }

    .faq-header {
      margin-bottom: 28px;
      padding-bottom: 22px;
      border-bottom: 1px solid var(--lrx-border);
    }

    .faq-kicker {
      margin: 0 0 8px;
      color: var(--lrx-main);
      font-size: 12px;
      font-weight: 700;
      letter-spacing: .12em;
      text-transform: uppercase;
    }

    .faq-title {
      margin: 0;
      color: var(--lrx-ink);
      font-size: clamp(30px, 4vw, 42px);
      line-height: 1.15;
    }

    .faq-intro {
      max-width: 680px;
      margin: 12px 0 0;
      color: var(--lrx-muted);
      font-size: 16px;
    }

    .faq-list {
      display: grid;
      gap: 10px;
    }

    .faq-item {
      overflow: hidden;
      border: 1px solid var(--lrx-border);
      border-radius: 8px;
      background: var(--lrx-surface);
      transition: border-color .2s ease, box-shadow .2s ease;
    }

    .faq-item:has(.faq-question[aria-expanded="true"]),
    .faq-item:hover {
      border-color: var(--lrx-main);
      box-shadow: 0 4px 12px rgba(29, 32, 136, .10);
    }

    .faq-question {
      display: flex;
      width: 100%;
      align-items: center;
      justify-content: space-between;
      gap: 24px;
      padding: 20px 22px;
      border: 0;
      background: transparent;
      color: var(--lrx-ink);
      cursor: pointer;
      font: inherit;
      font-size: 16px;
      font-weight: 700;
      text-align: left;
    }

    .faq-question:focus-visible {
      outline: 3px solid rgba(29, 32, 136, .28);
      outline-offset: -3px;
    }

    .faq-icon {
      position: relative;
      flex: 0 0 22px;
      width: 22px;
      height: 22px;
      border: 1px solid var(--lrx-main);
      border-radius: 50%;
    }

    .faq-icon::before,
    .faq-icon::after {
      position: absolute;
      top: 50%;
      left: 50%;
      width: 10px;
      height: 2px;
      border-radius: 2px;
      background: var(--lrx-main);
      content: "";
      transform: translate(-50%, -50%);
      transition: transform .2s ease;
    }

    .faq-icon::after { transform: translate(-50%, -50%) rotate(90deg); }

    .faq-question[aria-expanded="true"] .faq-icon::after {
      transform: translate(-50%, -50%) rotate(0deg);
    }

    .faq-answer {
      display: grid;
      grid-template-rows: 0fr;
      padding: 0 22px;
      background: var(--lrx-answer);
      transition: grid-template-rows .25s ease, padding .25s ease;
    }

    .faq-answer > div { overflow: hidden; }

    .faq-answer.is-open {
      grid-template-rows: 1fr;
      padding: 0 22px 21px;
      border-top: 1px solid var(--lrx-border);
    }

    .faq-answer p { margin: 17px 0 0; }
    .faq-answer ul { margin: 12px 0 0; padding-left: 21px; }
    .faq-answer li + li { margin-top: 5px; }
    .faq-answer strong { color: var(--lrx-ink); }

    @media (max-width: 640px) {
      .faq-shell { width: min(100% - 24px, 960px); padding: 40px 0 48px; }
      .faq-question { padding: 17px 16px; font-size: 15px; }
      .faq-answer { padding-left: 16px; padding-right: 16px; font-size: 14px; }
      .faq-answer.is-open { padding: 0 16px 17px; }
    }