.hzp-wrap{padding:64px 24px;background:#f6f8fb;}
.hzp-inner{max-width:1200px;margin:0 auto;}
.hzp-label{color:#1a56a0;font-weight:600;font-size:14px;letter-spacing:.12em;text-transform:uppercase;margin-bottom:10px;}
.hzp-h2{font-size:32px;line-height:1.25;color:#0f172a;margin:0 0 14px;}
.hzp-sub{color:#4b5563;font-size:16px;max-width:820px;margin:0 0 36px;line-height:1.6;}
.hzp-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;}
.hzp-card{background:#ffffff;border:1px solid #e5e7eb;border-radius:12px;padding:26px 24px;}
.hzp-num{font-size:13px;font-weight:700;color:#1a56a0;letter-spacing:.08em;margin-bottom:10px;}
.hzp-t{font-size:18px;font-weight:700;color:#111827;margin:0 0 10px;line-height:1.35;}
.hzp-d{color:#4b5563;font-size:14px;line-height:1.65;margin:0;}
@media(max-width:900px){.hzp-grid{grid-template-columns:1fr;}.hzp-h2{font-size:26px;}}