/* ===== TOKENS ===== */
    :root {
      --navy: #0C1F36;
      --navy-dark: #060F1C;
      --navy-mid: #132D4A;
      --gold: #C9971A;
      --gold-light: #DDB84A;
      --white: #FFFFFF;
      --snow: #F5F6F8;
      --smoke: #E8EAED;
      --ink: #1A1D22;
      --stone: #5F6670;
      --silver: #959CA6;
      --primary: var(--navy);
      --accent: var(--gold);
      --bg: var(--white);
      --bg-light: var(--snow);
      --text: var(--ink);
      --text-secondary: var(--stone);
      --text-muted: var(--silver);
      --border: var(--smoke);
      --max-width: 1200px;
    }

    *,
    *::before,
    *::after {
      margin: 0;
      padding: 0;
      box-sizing: border-box
    }

    html {
      font-size: 16px;
      -webkit-font-smoothing: antialiased
    }

    body {
      font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", "PingFang SC", "Microsoft YaHei", "Helvetica Neue", sans-serif;
      color: var(--text);
      background: var(--bg);
      line-height: 1.6
    }

    a {
      text-decoration: none;
      color: inherit
    }

    ul {
      list-style: none
    }

    h2 {
      font-size: clamp(1.6rem, 3.5vw, 2.4rem);
      font-weight: 700;
      line-height: 1.18;
      letter-spacing: -0.015em
    }

    .sec-wide {
      padding: 100px 0
    }

    .wrap-sm {
      max-width: var(--max-width);
      margin: 0 auto;
      padding: 0 40px
    }

    .faq-header {
      margin-bottom: 42px
    }

    .label {
      font-size: 0.68rem;
      font-weight: 700;
      text-transform: uppercase;
      letter-spacing: 0.14em;
      color: var(--accent);
      margin-bottom: 14px;
      display: inline-block
    }

    h2 {
      text-align: left;
      margin-bottom: 10px
    }

    .faq-header p {
      font-size: 0.92rem;
      color: var(--text-secondary);
      line-height: 1.6
    }

    .faq-list {
      text-align: left
    }

    .faq-item {
      background: var(--bg);
      border-radius: 6px;
      padding: 16px 20px;
      margin-bottom: 6px;
      border: 1px solid var(--border);
      cursor: pointer;
      transition: all 0.2s ease
    }

    .faq-item:hover {
      background: var(--bg-light);
      border-color: rgba(201, 151, 26, 0.2)
    }

    .faq-q {
      font-weight: 600;
      color: var(--primary);
      display: flex;
      justify-content: space-between;
      align-items: center;
      gap: 16px;
      font-size: 0.92rem
    }

    .faq-a {
      margin-top: 10px;
      color: var(--text-secondary);
      font-size: 0.85rem;
      display: none;
      line-height: 1.7
    }

    .faq-item.open .faq-a {
      display: block
    }

    .arrow {
      font-size: 0.75rem;
      color: var(--accent);
      opacity: 0.5;
      flex-shrink: 0;
      transition: transform 0.25s ease
    }

    .faq-item.open .arrow {
      transform: rotate(180deg);
      opacity: 0.8
    }

    @media(max-width:1024px) {
      .faq-header {
        margin-bottom: 32px
      }
    }

    @media(max-width:768px) {
      .sec-wide {
        padding: 36px 0
      }

      .wrap-sm {
        padding: 0 18px
      }

      h2 {
        font-size: 1.1rem
      }

      .faq-header {
        margin-bottom: 24px
      }

      .faq-header p {
        font-size: 0.8rem
      }

      .faq-list {
        margin-top: 0
      }

      .faq-item {
        padding: 12px 16px;
        margin-bottom: 6px
      }

      .faq-q {
        font-size: 0.82rem;
        gap: 12px
      }

      .faq-a {
        font-size: 0.78rem;
        margin-top: 8px;
        line-height: 1.6
      }
    }

    @media(max-width:400px) {
      .sec-wide {
        padding: 24px 0
      }

      .wrap-sm {
        padding: 0 12px
      }

      .faq-item {
        padding: 10px 12px
      }

      .faq-q {
        font-size: 0.76rem
      }

      .faq-a {
        font-size: 0.72rem
      }
    }