*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

  body {
    font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
    font-size: 14px;
    color: #1a1a1a;
    background: #f5f5f3;
    line-height: 1.6;
  }

  .page-wrap {
    max-width: 900px;
    margin: 0 auto;
    padding: 3rem 1.5rem 5rem;
  }

  /* Hero */
  .ps-hero {
    background: #fff;
    border: 0.5px solid #e0e0da;
    border-radius: 12px;
    padding: 2rem 2rem 1.5rem;
    margin-bottom: 2rem;
  }
  .ps-hero-title {
    font-size: 24px;
    font-weight: 600;
    color: #111;
    margin-bottom: 6px;
  }
  .ps-hero-sub {
    font-size: 14px;
    color: #666;
    max-width: 600px;
  }
  .ps-badges {
    display: flex;
    gap: 8px;
    flex-wrap: wrap;
    margin-top: 1rem;
  }
  .ps-badge {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    font-size: 12px;
    font-weight: 500;
    padding: 5px 12px;
    border-radius: 8px;
  }
  .ps-badge.blue  { background: #E6F1FB; color: #0C447C; }
  .ps-badge.green { background: #EAF3DE; color: #27500A; }
  .ps-badge.amber { background: #FAEEDA; color: #633806; }

  /* Section label */
  .ps-section { margin-bottom: 2rem; }
  .ps-section-label {
    font-size: 11px;
    font-weight: 600;
    letter-spacing: 0.1em;
    text-transform: uppercase;
    color: #999;
    margin-bottom: 1rem;
  }

  /* Grid */
  .ps-grid-2 {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 12px;
  }

  /* Cards */
  .ps-card {
    background: #fff;
    border: 0.5px solid #e0e0da;
    border-radius: 12px;
    padding: 1.25rem;
  }
  .ps-card-header {
    display: flex;
    align-items: center;
    gap: 10px;
    margin-bottom: 1rem;
  }
  .ps-card-icon {
    width: 36px;
    height: 36px;
    border-radius: 8px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 18px;
    flex-shrink: 0;
  }
  .ps-card-icon.blue   { background: #E6F1FB; color: #185FA5; }
  .ps-card-icon.teal   { background: #E1F5EE; color: #0F6E56; }
  .ps-card-icon.amber  { background: #FAEEDA; color: #854F0B; }
  .ps-card-icon.purple { background: #EEEDFE; color: #534AB7; }
  .ps-card-title { font-size: 15px; font-weight: 600; color: #111; margin: 0; }
  .ps-card-sub   { font-size: 12px; color: #888; margin: 2px 0 0; }

  /* Rows */
  .ps-row {
    display: flex;
    justify-content: space-between;
    align-items: flex-start;
    padding: 8px 0;
    border-bottom: 0.5px solid #ebebeb;
    gap: 12px;
  }
  .ps-row:last-child { border-bottom: none; padding-bottom: 0; }
  .ps-row-label { font-size: 13px; color: #777; flex-shrink: 0; }
  .ps-row-val   { font-size: 13px; color: #111; text-align: right; }

  /* Notice */
  .ps-notice {
    display: flex;
    gap: 10px;
    align-items: flex-start;
    background: #FAEEDA;
    border-radius: 8px;
    padding: 12px 14px;
    margin-top: 12px;
  }
  .ps-notice-icon { font-size: 16px; margin-top: 1px; flex-shrink: 0; color: #854F0B; }
  .ps-notice p { font-size: 12px; color: #633806; line-height: 1.6; }
  .ps-notice.blue { background: #E6F1FB; }
  .ps-notice.blue .ps-notice-icon { color: #185FA5; }
  .ps-notice.blue p { color: #0C447C; }

  /* Steps */
  .ps-steps { display: flex; flex-direction: column; }
  .ps-step {
    display: flex;
    gap: 14px;
    padding: 12px 0;
    border-bottom: 0.5px solid #ebebeb;
  }
  .ps-step:last-child { border-bottom: none; }
  .ps-step-num {
    width: 24px;
    height: 24px;
    border-radius: 50%;
    background: #E6F1FB;
    color: #0C447C;
    font-size: 12px;
    font-weight: 600;
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
    margin-top: 1px;
  }
  .ps-step-title { font-size: 13px; font-weight: 600; color: #111; margin-bottom: 3px; }
  .ps-step-desc  { font-size: 12px; color: #666; line-height: 1.65; }

  /* Timeline */
  .ps-timeline {
    display: grid;
    grid-template-columns: repeat(5, 1fr);
    border: 0.5px solid #e0e0da;
    border-radius: 12px;
    overflow: hidden;
    background: #fff;
  }
  .ps-tl-item {
    padding: 16px 10px;
    border-right: 0.5px solid #ebebeb;
    text-align: center;
  }
  .ps-tl-item:last-child { border-right: none; }
  .ps-tl-icon  { font-size: 20px; margin-bottom: 8px; color: #888; }
  .ps-tl-label { font-size: 11px; color: #999; margin-bottom: 4px; }
  .ps-tl-val   { font-size: 13px; font-weight: 600; color: #111; }

  /* Divider */
  .ps-divider { border: none; border-top: 0.5px solid #e0e0da; margin: 2rem 0; }

  /* FAQ */
  .ps-faq-item {
    padding: 14px 0;
    border-bottom: 0.5px solid #ebebeb;
  }
  .ps-faq-item:last-child { border-bottom: none; }
  .ps-faq-q { font-size: 13px; font-weight: 600; color: #111; margin-bottom: 5px; }
  .ps-faq-a { font-size: 13px; color: #666; line-height: 1.65; }

  /* CTA */
  .ps-cta {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 1rem;
    background: #fff;
    border: 0.5px solid #e0e0da;
    border-radius: 12px;
    padding: 1.25rem 1.5rem;
    flex-wrap: wrap;
  }
  .ps-cta strong { font-size: 15px; font-weight: 600; color: #111; display: block; margin-bottom: 3px; }
  .ps-cta p      { font-size: 13px; color: #888; }
  .ps-cta-btn {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 10px 20px;
    background: #111;
    color: #fff;
    border: none;
    border-radius: 8px;
    font-size: 13px;
    font-weight: 500;
    cursor: pointer;
    white-space: nowrap;
    text-decoration: none;
  }
  .ps-cta-btn:hover { background: #333; }

  @media (max-width: 600px) {
    .ps-timeline { grid-template-columns: repeat(3, 1fr); }
    .ps-tl-item:nth-child(3) { border-right: none; }
    .ps-tl-item:nth-child(4) { border-top: 0.5px solid #ebebeb; }
    .ps-tl-item:nth-child(5) { border-top: 0.5px solid #ebebeb; }
  }