html,
  body {
    overflow-x: hidden;
  }

  .ynf-policy-page {
    width: 100vw;
    margin-left: calc(50% - 50vw);
    margin-right: calc(50% - 50vw);
    background: #f5f6f8;
    font-family: Arial, Helvetica, sans-serif;
    color: #111827;
    box-sizing: border-box;
  }

  .ynf-policy-page *,
  .ynf-policy-page *::before,
  .ynf-policy-page *::after {
    box-sizing: border-box;
  }

  .ynf-policy-hero {
    background: linear-gradient(90deg, #ffffff 0%, #ffffff 52%, #fff3f3 100%);
    padding: 72px 20px;
    border-bottom: 1px solid #e5e7eb;
  }

  .ynf-policy-container {
    max-width: 1180px;
    margin: 0 auto;
  }

  .ynf-policy-label {
    display: inline-flex;
    align-items: center;
    height: 32px;
    padding: 0 14px;
    margin-bottom: 18px;
    border-radius: 999px;
    background: #fff1f1;
    border: 1px solid #fecaca;
    color: #d71920;
    font-size: 13px;
    font-weight: 800;
  }

  .ynf-policy-hero h1 {
    margin: 0 0 18px;
    color: #111827;
    font-size: 46px;
    line-height: 1.15;
    font-weight: 900;
  }

  .ynf-policy-hero h1 span {
    color: #d71920;
  }

  .ynf-policy-hero p {
    max-width: 820px;
    margin: 0;
    color: #374151;
    font-size: 17px;
    line-height: 1.75;
  }

  .ynf-policy-main {
    padding: 38px 20px 54px;
  }

  .ynf-policy-grid {
    display: grid;
    grid-template-columns: 280px 1fr;
    gap: 24px;
    align-items: start;
  }

  .ynf-policy-sidebar {
    position: sticky;
    top: 20px;
    padding: 24px;
    background: #ffffff;
    border: 1px solid #e5e7eb;
    border-radius: 10px;
    box-shadow: 0 10px 28px rgba(15, 23, 42, 0.04);
  }

  .ynf-policy-sidebar h3 {
    margin: 0 0 16px;
    color: #111827;
    font-size: 18px;
    font-weight: 900;
  }

  .ynf-policy-sidebar ul {
    margin: 0;
    padding: 0;
    list-style: none;
  }

  .ynf-policy-sidebar li {
    margin-bottom: 10px;
  }

  .ynf-policy-sidebar a {
    color: #374151;
    text-decoration: none;
    font-size: 14px;
    line-height: 1.5;
  }

  .ynf-policy-sidebar a:hover {
    color: #d71920;
  }

  .ynf-policy-content {
    padding: 36px 40px;
    background: #ffffff;
    border: 1px solid #e5e7eb;
    border-radius: 10px;
    box-shadow: 0 10px 28px rgba(15, 23, 42, 0.04);
  }

  .ynf-policy-content section {
    margin-bottom: 34px;
  }

  .ynf-policy-content section:last-child {
    margin-bottom: 0;
  }

  .ynf-policy-content h2 {
    margin: 0 0 14px;
    color: #111827;
    font-size: 25px;
    line-height: 1.3;
    font-weight: 900;
  }

  .ynf-policy-content h2::after {
    content: "";
    display: block;
    width: 44px;
    height: 3px;
    margin-top: 10px;
    background: #d71920;
  }

  .ynf-policy-content h3 {
    margin: 22px 0 10px;
    color: #111827;
    font-size: 18px;
    line-height: 1.35;
    font-weight: 900;
  }

  .ynf-policy-content p {
    margin: 0 0 13px;
    color: #374151;
    font-size: 15px;
    line-height: 1.75;
  }

  .ynf-policy-content ul {
    margin: 12px 0 0;
    padding: 0;
    list-style: none;
  }

  .ynf-policy-content li {
    position: relative;
    padding-left: 24px;
    margin-bottom: 10px;
    color: #374151;
    font-size: 15px;
    line-height: 1.65;
  }

  .ynf-policy-content li::before {
    content: "✓";
    position: absolute;
    left: 0;
    top: 0;
    color: #16a34a;
    font-weight: 900;
  }

  .ynf-policy-note {
    margin-top: 18px;
    padding: 18px 20px;
    background: #fff7f7;
    border-left: 4px solid #d71920;
    border-radius: 8px;
  }

  .ynf-policy-note p {
    margin: 0;
    color: #374151;
  }

  .ynf-policy-table {
    width: 100%;
    border-collapse: collapse;
    margin-top: 16px;
  }

  .ynf-policy-table th,
  .ynf-policy-table td {
    padding: 14px 14px;
    border: 1px solid #e5e7eb;
    text-align: left;
    vertical-align: top;
    color: #374151;
    font-size: 14px;
    line-height: 1.6;
  }

  .ynf-policy-table th {
    width: 30%;
    background: #f9fafb;
    color: #111827;
    font-weight: 900;
  }

  .ynf-policy-cta {
    margin-top: 28px;
    padding: 28px 30px;
    background: linear-gradient(90deg, #b60000 0%, #d71920 58%, #9f0000 100%);
    border-radius: 10px;
    display: grid;
    grid-template-columns: 1fr auto;
    gap: 20px;
    align-items: center;
  }

  .ynf-policy-cta h2 {
    margin: 0 0 8px;
    color: #ffffff;
    font-size: 26px;
    font-weight: 900;
  }

  .ynf-policy-cta h2::after {
    display: none;
  }

  .ynf-policy-cta p {
    margin: 0;
    color: #ffffff;
    font-size: 15px;
    line-height: 1.65;
  }

  .ynf-policy-btn {
    min-width: 170px;
    height: 48px;
    padding: 0 22px;
    border-radius: 5px;
    background: #ffffff;
    color: #d71920;
    border: 2px solid #ffffff;
    text-decoration: none;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    font-size: 15px;
    font-weight: 900;
    transition: all 0.25s ease;
  }

  .ynf-policy-btn:hover {
    transform: translateY(-2px);
    box-shadow: 0 10px 22px rgba(0, 0, 0, 0.18);
  }

  .ynf-faq-list details {
    margin-bottom: 12px;
    background: #f9fafb;
    border: 1px solid #e5e7eb;
    border-radius: 8px;
    overflow: hidden;
  }

  .ynf-faq-list summary {
    cursor: pointer;
    padding: 18px 20px;
    color: #111827;
    font-size: 16px;
    line-height: 1.45;
    font-weight: 900;
    list-style: none;
  }

  .ynf-faq-list summary::-webkit-details-marker {
    display: none;
  }

  .ynf-faq-list summary::after {
    content: "+";
    float: right;
    color: #d71920;
    font-size: 22px;
    line-height: 1;
    font-weight: 900;
  }

  .ynf-faq-list details[open] summary::after {
    content: "–";
  }

  .ynf-faq-list details p {
    padding: 0 20px 18px;
    margin: 0;
  }

  @media (max-width: 991px) {
    .ynf-policy-grid {
      grid-template-columns: 1fr;
    }

    .ynf-policy-sidebar {
      position: static;
    }

    .ynf-policy-hero h1 {
      font-size: 38px;
    }

    .ynf-policy-cta {
      grid-template-columns: 1fr;
    }
  }

  @media (max-width: 575px) {
    .ynf-policy-hero {
      padding: 52px 15px;
    }

    .ynf-policy-hero h1 {
      font-size: 31px;
    }

    .ynf-policy-hero p {
      font-size: 15px;
    }

    .ynf-policy-main {
      padding: 24px 15px 42px;
    }

    .ynf-policy-content {
      padding: 26px 18px;
    }

    .ynf-policy-content h2 {
      font-size: 22px;
    }

    .ynf-policy-table th,
    .ynf-policy-table td {
      display: block;
      width: 100%;
    }

    .ynf-policy-btn {
      width: 100%;
    }
  }